Dec 14, 2024  
NCU Catalog - October 2017 
    
NCU Catalog - October 2017 [ARCHIVED CATALOG]

Additional Assistance Options


Employer Reimbursement

Any “employer reimbursement” or “tuition assistance” is included as part of the student’s estimated financial assistance (EFA) for the purpose of determining need.

Employer reimbursement or tuition assistance is included based on the student’s response on the NCU Financial Aid Application. NCU assumes that an answer of “yes” without an explanation of terms means full tuition remission. Employer reimbursement or tuition assistance is used to cover tuition and fees only, unless otherwise noted by the student.

Veterans Educational Benefits

NCU does not determine a student’s eligibility for educational benefits from the U.S. Department of Veterans Affairs (VA), such as GI Bill® benefits.  To verify eligibility for these benefits, students should call the VA Education Office at 1-888-442-4551 to speak with a VA Education Representative or visit the Official GI Bill® website at www.benefits.va.gov/gibill.  To begin the process of applying for GI Bill® benefits, visit www.ebenefits.va.gov to complete the Veteran’s Online Application (VONAPP).

Students who are eligible for VA educational benefits are required to contact Student Financial Services and provide documentation confirming benefit eligibility.  Examples of appropriate documentation include Certificates of Eligibility (COE), eBenefits Post 9/11 GI Bill® Enrollment Status pages, and Web Automated Verification of Enrollment (WAVE) pages.  This required documentation will be kept on file with NCU and used to complete electronic enrollment certifications to VA, after the drop period in each course.

Prospective and current students wanting to utilize VA educational benefits are also advised to contact the School Certifying Official (SCO) upon enrollment as he/she is trained to answer questions and provide assistance regarding VA benefits.  The NCU SCO may be contacted at veteransbenefits@ncu.edu.

NCU will inquire about all previous education and training for students electing to use VA education benefits and request transcripts from these students for all prior institutions, as required by VA.  This includes transcripts for military training, traditional college coursework, and vocational training. Unofficial transcripts are sufficient for the purpose of an initial evaluation. Transcripts for education and training from prior institutions will be evaluated and credit will be granted, as appropriate, per NCU’s Transfer of Credit Policy.  

As part of our commitment to our military students, NCU complies with the Principles of Excellence.  The Principles of Excellence are voluntary federal guidelines for institutions of higher learning which ensure military service members, veterans, and their families are treated fairly and are well informed when making decisions concerning their post-secondary education.

Yellow Ribbon Program

The Yellow Ribbon Program is a provision of the Chapter 33, Post 9/11 GI Bill®.  It is designed to help students pay for their out-of-pocket tuition and fees associated with their education programs after exhausting the annual funding limit of the Post 9/11 GI Bill® for the VA academic year (August 1 to July 31).  The annual limit for the Post 9/11 GI Bill® is subject to change each year and can be viewed at www.benefits.va.gov/gibill/post911_gibill.

As a Yellow Ribbon participating school, NCU will contribute up to $2,000 for tuition and fees after an eligible student exhausts the annual funding limit.  VA will then match the amount of the school’s contribution and issues payment directly to NCU.

   Only individuals entitled to the maximum benefit rate of the Post 9/11 GI Bill® (based on service requirements) may receive this funding.  The following individuals are eligible for Yellow Ribbon benefit:

  • Veterans and their spouses, through transfer of entitlement, eligible at the 100% benefit level (based on service requirements)
  • Dependent children, through transfer of entitlement, if the sponsor is eligible at the 100% benefit level, regardless of the sponsor’s active duty status

Active duty service members and their spouses are not eligible for the Yellow Ribbon Program.

Questions regarding the Yellow Ribbon Program at NCU may be directed to the School Certifying Official at veteransbenefits@ncu.edu.

Military Tuition Assistance

As an active duty, National Guard, or Reserve Uniformed service member, students may be eligible for military Tuition Assistance (TA) to help pay tuition. TA benefits may even cover the entire cost of NCU education with the special tuition rates NCU offers in conjunction with TA.

TA funds are earned proportionally during an enrollment period, with unearned funds returned directly to the military service based upon when a student stops attending. The University will return any unearned TA funds on a proportional basis as follows: withdrawals through the end of week one of the period for which the funds were provided will be refunded at 100%; and withdrawals after week one of the period for which the funds were provided will be refunded at 0%.

In instances when a service member stops attending due to a military service obligations, the University will work with the affected service member to identify solutions that will not result in a student debt for the returned portion of unearned TA funds.

Tribal Funding

NCU participates in Title IV federal financial aid programs and in completing Tribal Funding Need Analysis Forms, follows the guidelines stated in Estimated Cost of Attendance (COA). As an online university, NCU uses tuition costs only as its estimated cost of attendance calculation. Grants, scholarships, NCU partnership discounts, or any other forms of tuition reduction will affect the estimated cost of attendance calculation.

Private Education Loan Information

A private education loan is a non-Federal Student Aid (FSA) loan that is made to a borrower expressly for postsecondary education expenses, regardless of whether the loan is provided through the educational institution that the student attends or directly to the borrower from the private educational lender. In either case, borrowers should know that they may qualify for FSA loans or other assistance from FSA programs, and that the terms and conditions of a FSA loan may be more favorable than the provisions of private education loans. Accordingly, NCU encourages students needing financial aid to pay for their education to complete the Free Application for Federal Student Aid (FAFSA) to determine their eligibility for FSA. NCU may certify a student’s private education loan in situations where a student may not be immediately eligible for a FSA loan.

NCU does not participate in a preferred lender arrangement with private education loan lenders, but those lenders that will make loans available to NCU students or parents can be viewed on the FASTChoice website at https://choice.fastproducts.org/FastChoice/home/3813300/1. NCU does not endorse these lenders. Borrowers can choose to use any private education loan lender that will make loans to the borrower for attendance at NCU, but many private education loan lenders require a credit check. This means that lenders look at borrowers’ financial history to determine if they can approve a loan, and if so, what terms they will offer the borrower.