National Student Loan Data System (NSLDS)

NSLDS records the financial aid history of a student across all schools where they may have been awarded financial aid funding in loan or grant form. When the student applies using the FAFSA, CPS will match the student to NSLDS.

Database matches from NSLDS will require resolution from the student prior to being offered any award from the Financial Aid Office. The following is a list of possible database matches that require resolution:

• The student is in default on a federal student loan
• The student owes on an overpayment on a federal student loan or grant
• The student has exceeded annual or aggregate loan limits
• A match is found for SSN, but does not match the student name or DOB
• The student has had at least one federal student loan discharged due to disability

The following Non-Database Matches require resolution if NCU or the Financial Aid Office is aware of the situation specific to a student:

• The student has been convicted of, or has pled no contest or guilty to a crime involving fraud in obtaining Title IV aid.
• The student is subject to a judgment lien for a debt owed to the United States (such as a lien from the Internal Revenue Service on a student’s property for failure to pay federal tax debt).

Means to resolve NSLDS matches include but are not limited to the following:

• If the SSN is found but name and DOB do not match:
  • A copy of the student Social Security Card
  • A copy of the student Birth Certificate
• If a previous loan was discharged due to disability:
  • A student and Physician statement indicating the student may engage in substantial gainful activity
  • Student statement acknowledging that they are aware any new federal loans may not be discharged on the basis of present impairment unless the condition substantially deteriorates meeting the definition of total and permanent disability
• If related to defaulted loans or overpayments
  • A copy of satisfactory repayment from the loan holder(s) from the student