Federal Loans

Direct Loans

Students may receive Direct unsubsidized loans, depending on need and eligibility, to meet educational costs at the University.

Eligibility for a Direct unsubsidized loan is based on the cost of attendance. Eligibility is calculated as follows:

Cost of attendance - Other Financial Assistance = student’s eligibility for Direct unsubsidized loan

Based on the student’s grade level, they may borrow up to the annual maximum loan amounts available. 

A graduate student’s academic year must be a minimum of 18 credits and 30 instructional weeks. Graduate loan awards are not prorated for less than an Award Year.

Note that a Direct unsubsidized loan can be used to offset all or part of the SAI.